As our readers begin their holiday celebrations, some may remember our spin on the classic Christmas tale, "How The Grinch Stole Christmas" by Dr. Seuss. Although several states have passed or are considering legislation to combat Grinchy-Pai and the other FCC Commissioners who erroneously repealed federal network neutrality protections in 2017, their decision has still left millions unprotected.

We decided to share the poem again this year in the hopes that, perhaps, it will be the last time! Enjoy!

The Grinch Who Stole Network Neutrality

A holiday poem in the style of "How The Grinch Stole Christmas" by Dr. Seuss.

Every American online liked network neutrality a lot

But the FCC’s Grinchy Pai, former lawyer for Verizon, did not!

Pai hated net neutrality! He despised it, he dreaded it!

And on December 14th, he and his cronies, they shredded it.

It could be, perhaps, that he wanted more dough.

ISPs could make more with lanes fast and lanes slow.

But whatever the reason, cash or prestige,

His choice pissed off subscribers by many degrees.

Americans cried out in anger and dismay!

“We like net neutrality! Don’t take it away!”

“It’s good for free speech and new businesses too! Selling, reporting, and artistic debut!

We need it for school kids who have tests to take.

We need it for far away doctors with prognoses to make.

We need it so businesses can hit the ground running.

We need it for working from home, for homework, for funning.

We need it to save money. To get good Internet service.

We don’t want ISPs to decide what to serve us.”

“You have market protection,” he said with a snort.

But ILSR elves proved there was nothing of the sort.

The elves showed very little, ...

Consumers should be able to expect a certain amount of privacy and recent rules adopted by the FCC are a step in the right direction. That step has also revealed some key differences between profit-driven national Internet service providers, smaller ISPs, and municipal networks. The different attitudes correspond with the different cultures, proving once again that small ISPs and munis have more than just profit in mind.

On October 27th, the FCC adopted an Order to allow ISP customers to determine how their data will be collected and used. According to the FCC, they made the decision in response to public comments about the concern for personal data protection.

The New Rules

Over the past few years, consumers have become savvy to the fact that ISPs have access to personal data and that they often sell that data to other companies for marketing purposes. Under Section 222 of Title II of the Communications Act, telecommunications carriers are bound to protect their subscribers’ private information. Because those rule are designed to change as technology changes, says the FCC and Congress, this same authority applies to private data collected by ISPs. 

The FCC decided to divide the permission of use of personal information based on type, categorizing information into “sensitive” and “non-sensitive.”

Sensitive information will require ISPs to obtain “opt-in” consent from subscribers, which will allow them to use and and share this type of information:

• Precise geo-location 
• Children’s information
• Health information 
• Financial information
• Social Security numbers
• Web browsing history
• App usage history
• The content of communication 

Non-sensitive information would include all other information and customers would need to "opt-out" in order to prevent their ISPs from collecting such data. Examples of non-sensitive personal information include service tier information.

The new rules also require providers to follow “up-to-date and relevant industry best practices” in reference to managing security...

A new study conducted by two economists from a major banking institution says that municipal broadband networks contribute significantly to helping low income households gain access to banking services.

Major Findings, And Why Does This Matter?

The researchers concluded that access to the Internet is a more significant predictor of access to banking services (specifically, having a bank account) than both race and education level. They found that when low income families get access to Internet service, their likelihood of having access to banking services increases by 10%.

Economists commonly focus on access to banking services as a key indicator of financial inclusion for low income households. A bank account enables basic human stability and prosperity as it facilitates financial planning, paying for recurring expenses, and allays negative effects of unexpected financial shortfalls from traumatic events. Bank accounts also allow individuals to build working capital and financing for small business enterprises.

Financial inclusion is a significant concern not just in developing nations but in some wealthy countries as well. Currently, the U.S. ranks 23rd out of 38 high-income nations on the World Bank’s Global Financial Inclusion Database. 

Municipal Networks: Catalysts For Equal Opportunity

The authors suggest that in addition to directly improving Internet access through better availability, municipal networks improve Internet access by improving local Internet service competition. They note that collaborative efforts between local governments and private industry can also improve Internet access and financial inclusiveness.

What can be done to advance the goal of getting fast, affordable, reliable Internet access - and access to banking - for all? The authors of the study suggest that municipal broadband projects in particular increase the likelihood that everyone, regardless of...